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Personal Injury Claims Against Uninsured Motorists

Posted on:4/20/2013
Contact an experienced personal injury lawyer if you have been injured in an accident caused by an uninsured motorist.

A personal automobile insurance policy generally carries uninsured motorist coverage, which protects the owner of the insurance and/or vehicle in the event that the owner of the vehicle is damaged by a driver that does not have automobile liability insurance. An experienced personal injury attorney can help with your uninsured motorist claim.


The uninsured motorist coverage ‘steps in’ the place of the negligent uninsured motorist and the insured is then compensated by his own insurance company. Although a claim under an automobile uninsured motorist policy is a contractual claim, the insured is entitled to recover the same types of damages as in the tort claims. Your personal injury lawyer can help you get compensation from your insurance company if the at fault driver does not have insurance.


An experienced personal injury attorney can help you get compensation under the law of torts. A tort is an injury to a party that occurs due to the breach of some legal duty that one person has to another. For instance, a driver of an automobile has a duty to stop at a red traffic signal. In the event that a driver violates that duty and proceeds through a red traffic signal and strikes a motorcycle that is proceeding lawfully through a green traffic signal, the driver that ran the red light has breached his duty to the motorcycle rider, has presumably caused some injury to that rider, and is therefore liable to the rider under a tort theory of liability.

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