John Ferris, Esq.
John Ferris has 20 years of experience as a personal injury lawyer. He holds a Bachelor of Arts degree in Communications as well as a Master's degree in Education from the University of Illinois. He received his law degree from the University of Denver College of Law. As a highly trained professional, he will design a strategy for you that will expedite the resolution of your case.
Colorado Automobile Accidents
Personal injury cases commonly arise from automobile accidents. According to the National Highway Traffic Safety Administration, millions of car crashes occur each year, and many of them involve injuries. The Colorado Department of Public Safety indicates that the most frequent causes of automobile crashes are: driver inattention or distraction; failure to yield the right of way; traveling at an unsafe speed; and following too closely. In crashes that cause a death, the single most frequently cited cause was speed. Alcohol is also a frequent contributing cause in automobile collisions and the National Highway Traffic Safety Administration has estimated that a large percentage of crashes are associated with the use of alcohol.
Accidental injuries result in over 30 million emergency room visits each year and over 90,000 people die each year from unintentional injuries. More than 3 million people are injured in motor vehicle accidents each year and over 40,000 die as a result of these accidents. If you've just been in a car crash, you may not even realize you are injured or the injury may seem so minor you may think you don't need medical care. However, symptoms for many injuries, particularly back and neck injuries, often do not appear until weeks or months afterward and the injury can become progressively more serious over time causing lifelong pain and disability.
Have you been injured in an automobile accident? Be aware that new insurance laws are now in effect. For 30 years, Colorado has been a No Fault auto insurance state. This means that if you were hurt in an automobile accident, your own insurance or the insurance on the car you were in paid for your medical care regardless of who was at fault. The old No Fault package provided up to $100,000 in medical and rehabilitation benefits. Effective July 1, 2003, auto insurance policies are no longer required to provide No Fault benefits. Under the new tort system you will now have to prove that you were not at fault and attempt to collect money from the person at fault or for their insurance company to pay for your treatment. The insurance company will only pay when they settle or resolve the whole claim. In the mean time you need to get treated.
As a result of the PIP being repealed, most auto insurance companies also offer a Med-Pay benefit. This works much like the old No Fault benefits and will cover benefits your regular health insurance may not cover, including cover chiropractic, physical therapy, massage therapy and acupuncture treatment. If you are hurt in an auto accident and had purchased Med-Pay benefits, your own auto insurance company will pay for your treatment. Many Med-Pay policies, however, will not offer $100,000 in medical benefits as the previous PIP policies were required to do. Call the automobile accident attorneys at The Ferris Law Firm at 303-377-5500 or contact us online for more information about the new auto insurance laws and how they could affect your claim.
If you have been injured in an automobile accident, call the automobile accident lawyers at The Ferris Law Firm at 303-377-5500 or contact us online at http://www.theferrislawfirm.com/ . Even if you think you may be partially or completely liable for the accident, you are still advised to contact The Ferris Law Firm right away. Damages could potentially still be recovered if it is determined that the other party is also partially at fault for the car crash. Only an experienced car accident attorney like any of those at The Ferris Law Firm can determine if you have a claim worth pursuing. Any delay in contacting The Ferris Law Firm could result in your losing out on a claim to which you may otherwise be entitled.